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Welcome! Here You Can Find Great Information on Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes, Minnesota Real Estate  Directions to our building:
RE/MAX Lakes Area Realty is located in the heart of Crosslake at the intersection of County Road #66 and County Road #3, in the log building across County Road 66 from the Corp of Engineers Federal Campground. 35548 Co. Rd. 66, Crosslake. Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes. Selling a home? When you list your property with us... WE LET THE WHOLE WORLD KNOW! Your property will be entered on serveral of our web sites and enhanced and featured on the #1 real estate site, REALTOR.com to reach the most BUYERS for your property! Your property is not only entered into our Greater Lakes MLS, but also entered into the Northstar (Twin Cities) MLS, promoting your property to 16,000 REALTORS in Minnesota and Western Wisconsin! Need local real estate information? We've summarized much of what is important about the Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As top Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes real estate agents, we have the experience and track record you are looking for. Please let us help. - The Pederson Team |
Insurance >Hazard Insurance
Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!
Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.
It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.
As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.
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