The Pederson Team, REALTORŽ, real estate agents and broker for Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

All real estate agents are NOT alike! Find out why the 8 experienced members of The PEDERSON TEAM are top real estate experts. Call us: 877-692-5253.

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What is the world's longest wall?
A	The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain.
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The Pederson Team
The Real Estate Company of Crosslake, LLC
PO Box 345 / 35548 Co. Rd. 66
Crosslake, Minnesota, 56442
Toll Free 877-692-LAKE (5
218-692-LAKE (5253)
218-692-5252
Fax 218-692-5252
pedersonteam@NUMBER1EXPERT.com
We are #1 with our clients and our clients are #1 with us! Our TEAM of nine professionals has over 80 years combined experience helping buyers and sellers make their Real Estate dreams a reality. Our TEAM members are the BEST in the industry! We are all committed to providing you with outstanding service and exceeding your expectations, and which is the cornerstone of our success. Whether you are buying or selling, our knowledge of the market, our experience, and our state of the art technology ensure positive results! THE PEDERSON TEAM strives to have a profound and positive impact on the lives of others through integrity and competence in the course of all our real estate business.

The Real Estate Company of Crosslake, LLC

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NUMBER1EXPERTS™ in real estate for Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes, Minnesota, waterfront homes, lake cabins

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