Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes real estate and homes for sale in Minnesota, waterfront homes, lake cabins- The Pederson Team, REALTORS® The Pederson Team REALTORS(r) for Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes, Minnesota real estate - NUMBER1EXPERTS™ The Pederson Team NUMBER1EXPERTS(tm) for Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes, Minnesota real estate
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The Pederson Team, REALTORŪ, real estate agents and broker for Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)



All real estate agents are NOT alike! Find out why the 5 experienced members of The PEDERSON TEAM are top real estate experts. Call us: 877-692-5253.


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Mortgage Prequalification: Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes Minnesota home buying, real estate listings, and homes for sale in Crow Wing County, MN
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >What Not To Do When Selling

Putting your home on the market is a major decision that carries a high stress factor. Sellers sometimes become emotionally overwhelmed from the pressure and make expensive mistakes. Here are some pitfalls to avoid when selling your home.

Don't fail to disclose defects in the property. Disclosure laws require you to reveal information about the home systems, including environmental issues, structural problems, homeowner's association rules and restrictions on use of the property. Many buyers will require an inspection of your property prior to finalizing the sale, and problems you may hope to hide will tend to come to light.

Don't make last-minute home improvements that may not add value. Remodeling takes time, will prolong the work of getting your home ready to show, and won't necessarily please buyers. Don't price your home too high. Your asking price should be within range of comparable homes in the area that have recently sold. And finally, don't try to sell your home without the help of an experienced real estate agent!

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Real Estate Trivia
Q 
What are the financial benefits of having a home near a body of water?

A 
The mere presence of water within 300 feet increases a home's value by 22 percent.
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The Pederson Team, REALTORŪ, real estate agents and broker for Crosslake, Brainerd Lakes Area and Whitefish Chain of Lakes Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

The Pederson Team
RE/MAX Lakes Area Realty

PO Box 370
35548 County Road 66
Crosslake, MN 56422
Toll Free: 877-692-5253
Locally: 692-5253
Fax 218-692-5252
pedersonteam@NUMBER1EXPERT.com

We are #1 with our clients and our clients are #1 with us! Our TEAM of five professionals has over 80 years combined experience helping buyers and sellers make their Real Estate dreams a reality. Our TEAM members are the BEST in the industry! We are all committed to providing you with outstanding service and exceeding your expectations, and which is the cornerstone of our success. Whether you are buying or selling, our knowledge of the market, our experience, and our state of the art technology ensure positive results! THE PEDERSON TEAM strives to have a profound and positive impact on the lives of others through integrity and competence in the course of all our real estate business.

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